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Retirement Planning

Ensuring that your retirement planning money is working for you is important at every stage of life. It becomes crucial when you retire, as you need that money to support you through retirement. That is why it is important to invest your money wisely.

Retirement planning can assist you to plan and manage your financial situation for your retirement, so you can maintain a regular income, enjoy life and retire with confidence.

Important questions when it comes to retirement planning;

  • How soon would you like to retire?
  • What do you plan to do with your time when you retire?
  • How much super do you have?
  • How many years of retirement do you need to plan for?
  • Are you thinking of working part-time?
  • Will you be making any big purchases like a house, car or holiday?
  • Will you access the age pension or other Centrelink benefits?

A sound retirement plan can help you;

  • Prepare for your retirement.
  • Utilise tax effective strategies to transfer your wealth.
  • Plan your estate so your loved ones are taken care of.
  • With the right investment strategy, products such as allocated pensions and annuities can make your money work for you.
  • Provide certainty that your monies will not run out when you need it most.
  • Cover any shortfalls or emergencies prior to moving on in life.

We spend so much time worrying about the fact of earning income, taking risks and hoping they will be paid off, but forget about what are we going to do then. Just letting things fall into place and not planning ahead can be disastrous, especially when we have sacrificed decades of our lives to build up what we have today, everything.

Family and your involvement with the kids in relation to your retirement planning is one of the most re-uniting events to occur as this is when assets and transferred on.


Simply discuss with one of our Expert Retirement Planning Advisers about your needs and goals so we can quickly and easily provide the best Financial Advice in the market place today.

Get calling on 1300 850 902 today to discuss your Retirement Planning or simply leave your details below.

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Why use Investments?

It’s Simple! Invest to get a return on your Investments! (ROI). There is never a better time to start creating wealth than now. The Australian investments market place is one of the most complex and diverse markets in the world. Investment vehicles are available in many different types, ways and forms. There is the low risk style of investing, all the way up to the high risk investing. Generally the younger the person, the more risk he or she will take, as opposed to the older investor who typically takes lesser risk.
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Superannuation is a way to save for your retirement. The money comes from contributions made into your super fund by your employer and, ideally, topped up by your own money. Sometimes the government will add to it through co-contributions too. Your employer must pay 9% of your salary into a super fund. This is called the Superannuation Guarantee and it’s the law. Over the course of your working life, these contributions from your employer add up, or ‘accumulate’. Your super money is also invested by your super fund so it grows over time. When you retire, you will have money to live off – a nest egg.
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