For the Best Investing Advice


This is the first form of investing advice for securing your retirement. It’s common to find that after paying your bills, there is almost no money left over to save or invest. The first 10% of your income should be put aside for emergencies. This way, in the event of a medical or financial emergency you do not need to sell down any investments that you are holding onto.

2. Financially, Think long term!

Statistical evidence shows that credit cards can sabotage a sound retirement plan, making people carry debt every month. Many people are paying considerably high interest rates for their credit cards every month! However, the real problem is not about credit cards, it is how people handle them. To tackle this problem, here are some solutions around managing your credit cards;

  • Pay above the minimum monthly requirement.
  • Pay off higher interest rate credit cards first.
  • Obtain a credit card if required without annual fees.
  • Buy items with the money that is already in your bank account.

It may seem to be hard, though in essence its really simple. If you start to handle your credit cards well, you could save money which can used to pay off the credit card companies.

3. Reduce your costs in order to invest!

Mortgages are usually the biggest expense for everyone in their life, it is important to look for possible ways to save money. The situation depends on your financial profile and how long you are going to live in the property.

  • Shop around before you go for any mortgage: ask for both the rate and the truth in the lending contract.
  • Refinance a mortgage: keep a close eye on the refinance expenses. Make sure the payback is worth it.

Financial advisers at Wyse Wealth will help you to closely analyze your current financial investing advice profile and think of the best possible ways to achieve your retirement goals. Our team aims at providing our clients with professional, personalized and complete Investing Advice.

Get calling on 1300 850 902 today or simply leave your return contact details below.

General Advice Warning

This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances. Please seek Investing advice prior to acting on this information.

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